Russ Whitney says"Make Plans for Retirement via Real Estate Purchase"

Buying a real estate during retirement years is one of the toughest decisions a person can make.As per Russ Whitney's plan the best thing about real estate purchase is that it doesn’t require paying taxes, if you have enough funds. Investing can be guided by different objectives.Investing in real estate can be a good way to make retirement living more substantial.

Real estate purchases can also provide steady income from rent, and the objective that guides retirees to invest in this market to earn significant funds by reselling the property.There are different ways how to obtain enough funds for investing.

Russ Whitney suggests that current market situation can favor buyers or sellers and these trends should influence future decisions.It is very important to the seller to research the real estate market beforehand, and never fully rely on real estate agents.Sometimes it’s hard to follow real estate market trends when deciding to sell property first.

Buying and Selling property are most of the popular ways retirees use for buying real estate.Selling old property before buying a new one is good because future buyer knows the amount of money they put in.If current home still requires mortgage payments, it is much easier to get and handle one mortgage payment at a time.

Taking a mortgage loan for a new home is advisable especially if debtor already paid off all his/her previous loans.Lender might ask for clean credit history and healthy retirement accounts.Taking mortgage loans during retirement is to decide for easier and more affordable payment plans.Applying for a new mortgage can be little bit tricky for retirees.

For buying real estate buyers need to have large funds on their accounts,more money they have the better their self-directed programs will be.Thus the real estate purchase can be affordable if buyer plans to earn significant profits on this property, by renting or reselling it after the market trends change.

Russ Whitney Real Estate News: Best Ways to Sell Homes

Russ Whitney offers-Best Ways to Sell Homes

Many people have become interested in buying rental property.If you're a real estate agent and looking for people who want to search you should know how to manage your time wisely. Remember - the saying 'time is money' is very true for all real estate professionals and therefore you should know how to use your time tactfully for closing more deals.

If you don't have an idea of how to manage your time wisely, you may end up losing commissions or putting in more labor than what is required. By learning how to manage time, you will also be able to mitigate the stress level too. Russ Whitney claims that it's very necessary that you need to know the tricks of time management.

Make Checklist-

It's a simple, yet effective way to get more things done in a short span of time. It's quite easy to create checklists and you can reuse the basic structure time and again to create newer ones. Making use of a checklist gives you a positive reinforcement which you can track what you've already done and what else you need to do.

Choose the Best Home Buyers-

As there is no specific and effective way to choose buyers, agents often have to deal with a great extent. Make sure you check the report and scores as well as the financing capability of a buyer before arranging a meeting with them. If they doesn't seem to be a good fit for the property, it’s better to avoid a meet.

Allocate Time for Breaks and Work-

Most real estate agents work at a stretch for hours and then take a break. If you're already exhausted, it will take more time to recover, leading to a lot of time wastage. Consider working in medium length blocks and then take breaks to recharge yourself.In these way you can manage your time better and close more deals with people who are interested in buying property or home.

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Investors Should Really Think About Stock Market says "Russ Whitney"

May is only half over, but it’s more than time to call “sell in May and go away” a losing strategy.That’s not just because the market is on a pace to double its year-to-date returns this month.Instead it’s because market axioms and rules tend to be more about comfort than investing logic, and the comfortable path is the best one for most investors.The flaws don’t stop investors from considering it a real strategy.

The strategy is based on the historical results of the stock market from May through October, compared to outcome from the other six months of the year.The average return of 0.3% from May to October, compared with a 7.5% gain in the November-April time frame.Those results don’t include transaction costs and taxes on any profits which academics can avoid but investors can’t but they also show that the idea is less about dumping stocks to avoid summer-fall losses.

Mostly, trading volumes are lower during summer vacation months, and stocks tend to be more volatile at times when there is less liquidity in the market.But the entire idea involves thinking like a trader, where the slow summer months show fewer trends of any sort.

Traders like trends and selling in May for a trader is a track record of small gains, it’s not worth to be in the market for that half of the year.However, the public saw it as a statement that the market is a loser from May through November, helped along by the perception that many of the market’s worst days have come in October.

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Apple Plans to Launch Apple TV Remote says Russ Whitney

The Apple TV remote control is going to get its first big makeover.Among the big changes to the remote are a touch pad, a thicker size and the elimination of all but two of its buttons.The updated remote is expected to be released in June at Apple's annual developers conference in San Francisco. Along with the remote, developers will hear about a new version of Apple TV and the tech giant's strategy to entice cord-cutters.

Apple was working with content creators to bundle about 25 channels for about $30 to $40 a month starting this fall.There was a $15 month version of streaming service, launched this spring, allowing users to access HBO on Apple devices without a cable or satellite subscription.Tech giant Apple, rated Aa1/AA+, announced a seven-tranche U.S. dollar benchmark bond on Wednesday to finance the repurchase of stock and dividends.

It will replace blackberry and it will be a blackberry of the future.There is a big makeover for Apple as after using the Apple TV remote you can easily navigate around without having to look at the remote.This remote design is the best and great feature. Hence in upcoming future we will be looking forward to pick up a spare at a big discount.

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Russ Whitney promotes-Foreclosure Activity in Florida Set in March

The activity in South Florida mirrors a national trend in foreclosure increases.It was because of a jump in bank repossessions of homes.The firm found 6,329 foreclosure filings in area, up from 4,577 filings in February. A filing counts as a new foreclosure lawsuit, a judgment or a repossession.

The March increase is continued cleanup of distress still lingering from the previous housing crisis.Some of most stubborn foreclosure cases are finally being flushed out of the foreclosure pipeline, and we would expect to see more noise in the numbers over the next few months as national foreclosure activity makes its way back to more stable patterns by the end of this year.

This is as healthy a market as we have seen since the boom. We wrote $400 million in real estate contracts during the quarter, which was the second strongest March in our 89-year history with only March 2005 beating these numbers.

3,169 foreclosure filings in March, up 58 percent from February and up 68 percent from March 2014.

1,872 foreclosure filings in March, up 29 percent from February but down 49 percent from March 2014.

1,288 foreclosure filings in March, up 16 percent from February but down 21 percent from March 2014.

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Russ Whitney Shows Impact on Increase in Mortgage Rates

Even the slightest movement in mortgage rates can translate into more or less of a buyer’s purchasing power. Currently rates are still historically low however it looks like they could be going up. The Federal Reserve is planning to raise rates in the second or third quarter of this year but timing remains unclear.  The big question is whether the Fed will vote for an interest rate hike on mortgages to take effect in June.

If they do, expect jam-packed open houses and less inventory. Russ Whitney claims that as rates go up, people qualify for less, so you’ll probably get a smaller house. If you're a seller, you may find your open house slightly busier this spring especially when there’s rumblings of an interest rate hike, it causes a scare among buyers and people go out to look at properties. It gives sellers more leverage, because buyers want a place and they want it quickly before rates potentially rise.

If the increase happens, between now and June you'll see buyers that are on the fence more likely to follow through on the spring market. People will try to get in before rates rise and we might see prices rise. Sellers will still, for the most part, have the upper hand. For those who considering putting their home on the market this spring should take advantage of this mini-rush.

For More Details: Russ Whitney Real Estate Mortgage Rules

Russ Whitney- Real Estate Trends Set for Spring Market

The Stronger price growth is a boon for home owners looking to build additional equity, but it continues to be an obstacle for current buyers looking to close before rates rise.Thus Russ Whitney states reinforcing the real estate growth is regional.

Here are some of Russ Whitney's top tips for 2015 to help the real estate process.As temperature gets warmer bit closer to spring real estate market is ready to bloom.No one can accurately predict when this real estate uptick will end or how hard, or soft, a landing it will make.

Millennial Year:

2015 is the year Millennials will overtake Generation Xers as homebuyers, according to Zillow. real estate professionals should get ready for the influx. Getting to know what they want in a home, and connecting via social media. With this interest, coupled with rising rental rates, expect the amount of Millennials entering the real estate marketplace to do the same.

Easier for first time homeowners:
To help with steady income and good credit,to purchase a home. Instead of needing 5, 10 or even 20% for a down payment, homebuyers could qualify to purchase a home with a little 3% down. This would open the door for many on the home ownership to become your clients this spring.

Interest rates to rise:

The interest rates were going to rise this year. Be ready for first-time homebuyers to take advantage of low rates, while the market can be unpredictable, and these are just a few possible trends that could be making their way to your market in 2015. Protect every home you sell with an Home Warranty.

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